. >> mario monte, called supermario in the eu. he has announced an early resignation. markets down. and japan is technically in a recession, the world's third largest economy. took a look at numbers and japan technically recession. the mood dour around the world. the fed this week, fed meeting two-day fed meeting, ben bernanke and federal reserve officials, will they announce a new federal stimulus? a lot of reasons to be on guard. "the wall street journal" front page, the wobbling consumer. friday, more data about the consumer. consumer spending, consume err sentiment. jobs growing, not so robustly. you have the consumer angle, and another reason why confidence is weakening, the deadline. the fiscal cliff for companies, small businesses really december 14th. december 14th? what are you talking about? >> think about when you get paid. when does your paycheck come? they have to start changing payroll processes now for january 1st of next year. software, they've got they don't even know what your tax withholding rates are going to be. the american payroll association says to congress,